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TRICARE Is Your Partner in Mental Health Care

Image of TRICARE Is Your Partner in Mental Health Care. U.S. Air Force Staff Sgt. Bakhtyar Alam, 20th Equipment Maintenance Squadron aircraft structural maintenance craftsman poses for a portrait at Shaw Air Force Base, S.C., Nov. 9, 2023. Alam is also a certified Applied Suicide Intervention Skills Training instructor for the installation. The two-day course covers identifying at-risk indicators and resources available from helping agencies and provides participants with skills to intervene when someone is struggling with suicide. (U.S. Air Force photo by Senior Airman Kevin Dunkleberger)

FALLS CHURCH, Va. – Editor’s note: If you or someone you know is struggling or in crisis, help is available. Call or text 988 or chat 988lifeline.org. This resource connects you with trained counselors who can help you get the help you need, 24/7.

Suicidal thoughts can be experienced by anyone and are a serious mental health concern. Whether you’re a service member, veteran, family member, or retiree, it’s important to remember that mental health is just as crucial as physical health. Taking proactive steps to care for your mental well-being can make a significant difference. TRICARE is here to support you every step of the way.

“One life lost to suicide is one too many,” said Tisha Petelo, LCSW, behavioral health specialist, Healthcare Operations at the Defense Health Agency. “Being aware of your mental health needs and getting support is the strongest tool you have in preventing suicide. Remember, as your partner in suicide prevention, TRICARE covers mental health services to help you and your family members deal with life’s challenges.”

Life stressors can negatively impact mental health. Sometimes, things like finances, relationships, isolation, or alcohol misuse can lead to depression and even thoughts of suicide.

Recognizing when things don’t feel right is the first step to getting the support you need.

Recognizing the signs

Early intervention is key to addressing mental health concerns. Early signs of possible mental health symptoms may include:

  • Eating or sleeping too much or too little
  • Pulling away from people and usual activities
  • Having trouble concentrating
  • Feeling numb or like nothing matters
  • Experiencing unexplained aches and pains
  • Feeling hopeless or helpless
  • Smoking or drinking more than usual

If you or a loved one experiences any of these signs, it’s important to seek help as soon as possible. Remember, these issues are treatable, and recovery is possible.

Emergency and crisis support

In an emergency, getting immediate help is essential. If you or someone you know is experiencing a mental health crisis, including thoughts of suicide, call 911 or your local emergency number, or go to the nearest emergency room. The Military Crisis Line or Veterans Crisis Line is also available 24/7 with three contact options to choose from:

Note: If you’re overseas, reach out via chat online option, first, to find out the best phone option depending on your location.

This line offers free, confidential support to connect you with the resources you need.

TRICARE mental health resources

TRICARE offers a range of mental health resources to support you. For active duty service members, mental health care is available from military hospitals and clinics and civilian network providers. (Note: If you get services from a civilian provider, you’ll need a referral or pre-authorization, as described in the TRICARE Mental Health and Substance Use Disorder Services Fact Sheet.)

All others, including family members and retirees, can access mental health services through TRICARE-covered providers.

These services include:

If you:

  • Have TRICARE Prime: You don’t need a referral to see a network provider for in-office outpatient mental health services.
  • Have TRICARE Select: You can see any TRICARE-authorized provider for mental health services. But your out-of-pocket costs will be lower if you see a network provider.
  • Have TRICARE For Life: Medicare is the primary payer for mental health services. If your Medicare benefits are exhausted, remember to get a pre-authorization.
  • Are a veteran: Learn how to access services through the Department of Veterans Affairs or VetCenter.

Telemedicine and other support services

Telemental health services are part of your TRICARE telemedicine benefit. These services allow you to connect with mental health support from your home through secure video or phone options. This can be particularly helpful when getting care in person isn’t possible.

The Military Health System offers additional resources, including:

Other resources include:

  • Military OneSource (800-342-9647) for non-medical counseling services
  • Unit or military hospital or clinic chaplains for non-medical support

Eligible veterans may also access support through VA mental health services.

Getting support early

Remember, it’s okay to ask for help. Getting support is a sign of strength, not weakness. The best time to get help is before you’re in a crisis.

If you or someone you know is struggling, reach out. Help is available, and TRICARE is here to support you.

Would you like the latest TRICARE news sent to you by email? Visit TRICARE Subscriptions, and create your personalized profile to get benefit updates, news, and more.

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Policy
Aug 17, 2021

Memorandum: Policy Memorandum to Establish 2022 Premium Rates for TRICARE Reserve Select, TRICARE Retired Reserve, TRICARE Young Adult, and the Continued Health Care Benefit Program

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Policy Memorandum to Establish 2022 Premium Rates for TRICARE Reserve Select, TRICARE Retired Reserve, TRICARE Young Adult, and the Continued Health Care Benefit Program

  • Identification #: N/A
  • Type: Memorandum
Policy
Sep 29, 2017

Interim Final Rule: Establishment of TRICARE Select and Other TRICARE Reforms

This interim final rule implements the primary features of section 701 and partially implements several other sections of the National Defense Authorization Act for Fiscal Year 2017 (NDAA-17). The law makes significant changes to the TRICARE program, especially to the health maintenance organization (HMO)-like health plan, known as TRICARE Prime; to ...

  • Identification #: N/A
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Policy
Jun 26, 2017

Memorandum: Policy Memorandum to Establish Calendar Year 2018 Premium Rates for the TRICARE Young Adult Program

.PDF | 307.13 KB

This memo establishes the 2018 premium rates for the TRICARE Young Adult (TYA) Program. TYA premium rates are established annually on a calendar year basis in accordance with Title 10, United States Code, Section 11 lOb and Title 32, Code of Federal Regulations, Part 199.26.

  • Identification #: N/A
  • Type: Memorandum
Policy
Oct 13, 2016

Memorandum: Memorandum to Establish 2017 TRICARE Reserve Select and TRICARE Retired Reserve Rates

.PDF | 466.98 KB

Calendar Year 2017 premium rates are established for TRICARE Reserve Select and TRICARE Retired Reserve as specified in the attachment. Please provide widest dissemination. This information can be found at www.tricare.mil/trs and www.tricare.mil/trr.

  • Identification #: N/A
  • Type: Memorandum
Policy
Aug 17, 2015

Directive: #DODD 6010.04, Healthcare for Uniformed Services Members and Beneficiaries

This directive reissues DoD Directive 6010.04 (Reference (a)) to update established policy and assigned responsibilities for administering Title 10, United States Code (Reference (b)). It serves as the joint document for administration of healthcare benefits required pursuant to Reference (b), and is issued by the Departments of Defense, Homeland ...

  • Identification #: DODD 6010.04
  • Type: Directive
Policy
Sep 17, 2014

Memorandum: #14-022, Policy Memorandum to Establish 2015 Premium Rates for the TRICARE Young Adult Program

.PDF | 521.04 KB

TRICARE Young Adult (TYA) premium rates are established annually on a calendar year (CY) basis in accordance with Title 10, United States Code, Section 111Ob and Title 32, Code of Federal Regulations, Part 199.26. TYA monthly premiums for CY 2015 shall be the rates listed in this document.

  • Identification #: 14-022
  • Type: Memorandum
Policy
Aug 15, 2014

Memorandum: #14-015, Establishing TRICARE Reserve Select and TRICARE Retired Reserve Rates for 2015 Calendar Year

.PDF | 650.01 KB

ASD (HA) Memorandum 14-015 - Establishing TRICARE Reserve Select and TRICARE Retired Reserve Rates for 2015 Calendar Year. This memorandum establishes the Calendar Year 2015 premium rates for TRICARE Reserve Select and TRICARE Retired Reserve as specified in the attachment. This information can be found at www.TRICARE.mil/trs and www.TRICARE.mil/trr.

  • Identification #: 14-015
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Policy
Aug 28, 2013

Memorandum: #13-009, Policy Memorandum to Establish 2014 Premium Rates for TRICARE Reserve Select and TRICARE Retired Reserve

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TRICARE Reserve Select (TRS) premium rates are established annually on a calendar year (CY) basis in accordance with Title 10, United States Code (U.S.C.), Section (Sec.) 1076d and Title 32, Code of Federal Regulations (CFR), Part 199.24. The TRS monthly premiums for CY 2014 shall be the rates listed in the table inside this document.

  • Identification #: 13-009
  • Type: Memorandum
Policy
Aug 27, 2013

Memorandum: #13-008, Policy Memorandum to Establish 2014 Premium Rates for the Continued Health Care Benefit Program 13-008

.PDF | 610.41 KB

Continued Health Care Benefit Program (CHCBP) premium rates are established annually on a fiscal year (FY) basis in accordance with Title 10, United States Code, Section 1078a and Title 32, Code of Federal Regulations, Part 199.20. CHCBP quarterly premiums for FY 2014 shall be the rates listed in the table in this document

  • Identification #: 13-008
  • Type: Memorandum
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Last Updated: September 13, 2024
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